Frequently asked questions
General inquiries
How can I get in touch with Othrfund?
You can fill out our contact form, email us at info@othrfund.com or book a call with our team.
Where is Othrfund based?
We are based in the United Kingdom, but operate across the whole of Europe.
Do you offer support for businesses outside of the European Union?
Yes! We work with businesses across multiple regions including Switzerland, UK and Norway. If you're unsure, reach out and we’ll let you know if we can help.
What types of businesses can apply for funding?
We primarily work with digital-first businesses, including SaaS, eCommerce, and SMEs with both physical and digital sales channels.
What is othrfund, and how does it work?
othrfund is a marketplace that connects businesses with fast, fair and tailored non-dilutive financing options. We use advanced technology and expert analysis to match businesses with the best funding solutions, ensuring compliance, risk scoring and capital alignment. The process is fully digital and takes just 15-20 minutes to sign up.
Why should I choose othrfund over other financing platforms?
- A faster and more efficient process (funding in 1-3 weeks)
- Pre-structured, high-probability deals with transparent risk assessments
- Advanced analytics to support your business growth
- Lower costs for lenders and borrowers
Eligibility and Criteria
Who can apply for financing through othrfund?
- Are based in Europe (UK, EU, or Switzerland)
- Have a digital product (SaaS, Ecommerce, or SME)
- Generate a minimum of €10,000 monthly revenue for over 6 months
- Maintain more than 3 months of liquidity
Can startups apply?
Startups can qualify if they meet the minimum revenue and liquidity requirements. We specialise in supporting digital businesses that are ready to scale.
What types of financing are available through othrfund?
- Unsecured loans
- Bridging loans
- Cash flow loans
- Short-term secured loans (physical assets)
- Revenue-based financing (SaaS/Ecommerce)
- Asset-based financing (inventory, invoice factoring/discounting)
Application Process
How long does it take to apply?
What information do I need to provide during the application?
You’ll need to connect your business’s data sources, including bank accounts, revenue data and accounting software. We’ll also collect KYC information and perform automated checks.
Is my data secure?
Costs and Fees
Are there any upfront costs to apply?
What fees does othrfund charge?
We charge a success-based fee of 1-3%. Additional fees may apply for advanced features.
Post-Funding Support
What happens after I receive funding?
Can I apply for additional financing later?
Yes, as your business grows, you can apply for additional financing through the platform. Our system will reassess your eligibility and recommend optimal funding options.
For borrowers
How do I apply for funding?
Simply fill out the online application form on our website with basic information about your business. We’ll review your details and connect you with the right funding options.
What happens after I apply?
Once you apply, we assess your business and connect you with suitable lenders or investors. If you're matched, you'll receive offers to review and select the best one.
Are there any fees to apply?
There are no fees to apply for funding through Othrfund. We only charge a small percentage when you secure funding through our platform.
What types of financing do you offer?
We provide a range of non-dilutive funding solutions, including revenue-based financing, asset based lending and factoring.
How long does it take to get financed?
Our process is designed to be fast and efficient. Once you apply, you can receive offers within a few days and funding can be completed shortly after approval.
What are the eligibility criteria for funding?
Eligibility varies depending on the financing type, but we typically work with businesses that have: HQ or registered entity in Europe (UK, EU, or Switzerland), a digital-first business model – SaaS, eCommerce, or SMEs with a mix of physical & digital sales, generating at least €10,000 in monthly revenue, at least 6 months of revenue history and a minimum of 3 months of liquidity available
If you're unsure about eligibility, feel free to apply. We’ll review your details and quickly let you know your options.
Does applying for funding affect my credit score?
No, applying through Othrfund does not impact your credit score. We conduct a soft assessment to match you with the best funding options.
For partners
What is the process for becoming a partner?
Simply fill out our partner registration form, and one of our team members will reach out to discuss the best opportunities for collaboration.
What types of partners can work with othrfund?
We partner with brokers, alternative lenders, private credit funds, factoring companies and venture debt providers.
How can I refer businesses to Othrfund?
Partners can refer businesses through our platform. Once you’re onboard, we’ll provide you with all the tools to start referring.
What support does Othrfund provide to its partners?
We offer our partners access to a range of tools: including analytics, deal flow management and marketing support to ensure that you can successfully connect businesses with the right funding.